Cover for the Critical Years

Through the course of my work, I've increasingly come across two groups of people. One is those who are unable to get insurance protection because of their medical condition. The other group are those concerned that they're unable to get insurance for their parents. This month we introduce a new plan that allows these groups of people to, not only be protected, but at rates the same as healthy people. 

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Medical advances have helped Singaporeans enjoy a longer lifespan. However, we are spending more of our later years in poor health. Every day, 28 people in Singapore are diagnosed with Cancer. 1 in 3 Singaporeans will need to downgrade their standard of living due to critical illness. 69% of Singaporeans have at least 1 health condition. By 2050, Singapore's diabetic population will reach 1 million. These are alarming, but true facts.

Should we experience one of the above; can we be sure that the necessary medical treatment is covered comprehensively by our hospital plan? Furthermore, we may wish to seek pioneering or experimental treatment. This will definitely not be covered under current insurance plans. Illnesses can also prevent us from being able to work or care for family, resulting in loss of income and unanticipated expenses such as childcare support.

​Most of us already understand the need for Critical Illness protection. However, some of us may not be able to get coverage due to existing medical conditions. We may also be concerned about getting coverage for our aged parents who will be our responsibility.

Introducing AIA Prime Critical Cover

This revolutionary plan accepts people with Hypertension, Diabetes Mellitus Type 2, Raised Cholesterol or is Overweight, on standard terms. It also gives you easier access to coverage with higher coverage limits before a medical check-up is required.

Benefits of AIA Prime Critical Cover

• Guaranteed Critical Illness Coverage up to Age 100 (33 Conditions)
• Regular Free Health Screenings
• Receive Early Payouts for 7 Conditions

An Example...

Albert, a 45-year-old manager with 2 young children, is worried about contracting age-related illnesses and wants to increase his critical illness coverage. He takes up an AIA Prime Critical Cover plan for an insured amount of S$150,000.

Download the Brochure here. Contact Paul for more information.